Disciplined exposure to digital asset markets.
We pool capital from investors across Kenya and deploy it against a risk-budgeted mandate — position sizes set before a trade is placed, stops written down in advance, and a statement you can read every week. You fund by M-Pesa. You see every figure in shillings and dollars.
Entry from $2.00 (KSh 258). No lock-up. Capital at risk.
Three steps, and then we get out of your way.
There is no application form, no minimum term and no adviser to sit through. Open an account, fund it, and watch the book from your phone.
Open an account
Name, email, phone, password. It takes under a minute and costs nothing — you can look around the dashboard before committing a shilling.
Fund by M-Pesa
Choose an amount in dollars, confirm the shilling equivalent, and approve the STK prompt on your handset. The balance updates the moment Safaricom confirms — no screenshots, no waiting on an admin.
Track and withdraw
Every return is posted to your account with the date, the amount and the note behind it. Request a withdrawal whenever you like; there is no lock-up period.
Risk budget first. Position second.
Capital is allocated across three sleeves. Each one has a fixed share of the risk budget, and no sleeve can borrow room from another to chase a trade that has gone against it — which is how most retail books are lost.
Core basket
A weighted holding in the majors, rebalanced on a schedule rather than on a hunch.
Momentum sleeve
Rotates with trend across a defined universe. Exits are mechanical, not discretionary.
Futures sleeve
Small, stop-bounded directional exposure. Leverage is capped at the mandate level.
Weekly statements
Every credit and debit on your account carries a date, an amount and a written note. Nothing moves silently.
Stated objectives, not promises
We publish the target every mandate is managed to, and report against it honestly — including the days we miss.
Instant funding
M-Pesa deposits are confirmed by a signed callback from our payment provider and credited automatically.
No lock-up
Withdraw any part of your available balance at any time. Requests are reviewed by a person before payout.
Pick the entry size that suits you.
Every mandate is managed to the same daily objective against the same book. What changes between tiers is the entry size, the sleeves your capital reaches and how quickly a payout is reviewed. You can move up by funding at a higher tier.
Starter
A first position in the core basket. Built for people testing the water with an amount they can afford to leave alone.
- Core digital-asset basket
- Weekly performance statement
- Withdraw any time, no lock-up
- M-Pesa and crypto funding
Core
The standard mandate. Core basket plus a momentum sleeve that rotates with trend, sized against your capital rather than against conviction.
- Core basket + momentum sleeve
- Weekly performance statement
- Withdraw any time, no lock-up
- Priority support queue
Premium
Adds a risk-budgeted futures sleeve with hard per-position stops, and a payout queue reviewed the same business day.
- Core + momentum + futures sleeve
- Per-position stop discipline
- Withdrawals reviewed same business day
- Monthly strategy note
Institutional
The full mandate across every sleeve, with a named contact who can talk you through any position on the book.
- Full multi-sleeve mandate
- Named relationship contact
- Withdrawals reviewed same business day
- Quarterly portfolio review call
The boring parts, done properly.
Most of what protects your money is invisible. Here is what runs underneath every deposit and every withdrawal on this platform.
Signed payment callbacks
Every M-Pesa result arriving from our payment provider is verified against an HMAC signature before a single balance is touched. An unsigned or mismatched callback is rejected and logged, never banked.
Credited exactly once
Deposits are settled inside a locked database transaction with an idempotency flag. A retried webhook, a double-tap or a race between two requests all converge on the same balance.
Hardened sessions
Passwords are stored as bcrypt hashes and never in plain text. Session cookies are HTTP-only and same-site, and the session id is regenerated the moment you sign in.
Full audit trail
Every prompt sent, callback received, deposit credited and withdrawal reviewed is written to an append-only activity log with a timestamp and an IP address.
Human-reviewed payouts
Withdrawals are debited from your available balance immediately so the same funds cannot be requested twice, then released by a person. A declined request is refunded in full, automatically.
Rate-limited prompts
Each STK push rings a real handset, so requests are throttled per account and per address. Nobody can use this platform to pester a stranger's phone.
Before you put money in.
Is my capital guaranteed?
No. Nothing on this site is capital-protected or guaranteed. The target published against each mandate is an objective the book is managed towards, not an amount that accrues to your account, and any day can finish below zero. If you cannot afford to lose the amount entirely, do not deposit it.
How quickly does an M-Pesa deposit arrive?
The STK prompt reaches your handset in a few seconds. Once you enter your PIN, our payment provider confirms it to us with a signed callback and your balance updates automatically — typically inside a minute. If a callback is delayed, the page also checks the payment directly, so a genuine deposit is never left showing as pending.
Why is everything shown in both dollars and shillings?
The book is denominated in US dollars because that is the currency digital assets trade in. M-Pesa settles in shillings. Rather than hide the conversion, every figure on the site carries both, at the rate shown in the footer — currently KSh 129 to the dollar. You always see the exact shilling amount before approving a prompt.
Can I withdraw whenever I want?
Yes. There is no lock-up and no notice period. The amount leaves your available balance as soon as you request it, so it cannot be spent twice, and a member of the team releases the payout — usually the same business day. If a request is declined for any reason, the full amount is returned to your balance automatically.
What happens if I ignore the M-Pesa prompt?
Nothing is charged and nothing is credited. The prompt expires on the handset after about a minute, the deposit is closed as failed, and you can start a fresh one whenever you are ready.
Do you take crypto directly?
Yes — USDT on TRC20, Bitcoin and Ethereum. On-chain deposits are credited after a member of the team confirms the transfer against the receiving wallet, which is slower than M-Pesa but avoids the conversion entirely.
Who is behind Strata Markets?
Strata Markets SFUNA Inc. is the operating entity. Questions about the book, a specific position or a pending payout can go to support@stratamarketsinvestments.com, Monday to Saturday.
Start from $2. Decide the rest later.
Open an account, look around the dashboard, and fund it only when you are satisfied you understand what you are buying.